Product tour
The capabilities you are buying
Plain descriptions of what the software does. Every rate, tier, minimum and label below is
configuration you set — none of it is a fixed behaviour of the product.
Plans and ROI automation
Build plans with a fixed rate or a band, an hourly, daily, weekly, monthly, yearly or
end-of-term accrual period, a term, compounding, a payout cap and a capital-return mode.
An hourly job on your site alone selects the plans that are due and runs the accrual. Plans
can skip weekends and a holiday list you maintain. Investments past their term stop accruing
and settle their principal according to the plan's return mode.
Crypto deposits and withdrawals
Members fund investments through your own NOWPayments merchant account, or by sending USDT to
your house address on BNB Smart Chain, TRON or Ethereum and submitting the transaction hash
for you to verify. Withdrawals offer six networks, and a request on a network with no USDT
payout rail is blocked at payout rather than paid on the wrong chain. Addresses and hashes are
format-checked on both the client and the server, and the server never trusts a
client-supplied house address.
Four commission engines
Working Plan pays three levels on a downline member's investment. Residual pays up to
twenty-five levels on profit, gated by direct-referral count per level. Monthly Incentive pays
team-volume tiers as equal installments. Weekly Performance Pool runs a three-network
qualification with a 40/35/25 split. The network is unilevel. Every rate, level and threshold
ships as a default you edit — per level, and per plan.
Identity and source of funds
Members upload an identity document and a selfie; the files are stored privately and the case
marked submitted before the verification call, so nothing is lost if the provider is
slow. A provider rejection routes to your manual review rather than auto-failing the member.
You can raise a source-of-funds round against any investment with a deadline the member
answers in-app. Withdrawals, voucher withdrawals and member transfers each require a verified
identity explicitly — they fail closed, not merely "not rejected".
Distribution you can see before it pays
Preview computes every credit and shows you the whole run. Execute hands the same computation
to a durable workflow with deterministic ids and status-guarded writes. Settled commissions are
immutable — a database trigger refuses to change a settled leg's amount — and a rate change you
make applies to the next settlement, never the last one. An event counts as settled only when
every leg it declared has durable evidence.
Earning limits and the gift wallet
One shared clamp caps a member's commission earnings at a multiple of the fees they have paid,
and members can pay to raise their own cap. Anything a member cannot receive because they are
at the cap overflows into your company gift wallet instead of vanishing, and every credit
carries an idempotency key that makes double-crediting impossible.
Your words, your brand
Set the brand name, legal name, tagline, logo, favicon, support address, theme mode and
colours. Rename Partner, Referral, Downline, Upline, Commission, Network, Level, Investment
and Member across the whole interface, word by word — never a global find-and-replace, so
routes and data are untouched. Write new pages, or override any headline inside a page that
already ships, with revision history on both.
Built-in modules and settings
A registry of built-in modules you switch on and off at runtime, over a hook bus where every
handler is fail-safe, so one module's error cannot break a core action or another module.
Alongside it, a typed settings registry: only declared keys can be written, and each is coerced
to its declared type. The security settings screen deliberately lists only controls that are
actually enforced.